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What You Need to Know About Flood Insurance

Located on a barrier island, the City of Cape Canaveral can experience heavy rainfall events, hurricanes and coastal flooding. Property owners must be aware of the associated risks as floods are the most common natural disaster in the United States. Staff has developed this web page to serve as a guide for property owners to better understand their risk and to showcase other helpful resources.

You can also call our certified on-staff floodplain manager (321) 868-1220 ext. 114 at the City of Cape Canaveral Building Department, located at 100 Polk Ave., to assist you in determining your property's risk and your specific flood zone. Check the current version of the Flood Insurance Rate Map (FIRM) by clicking the link below.

FEMA Flood Map City of Cape Canaveral FAQ

How do cities assess flood risk?

What is the National Flood Insurance Program?

What current FEMA flood map does the City utilize?

What is the difference between the previous and current FEMA flood maps?

What is a 100-year flood event? What is a 500-year flood event?

Why have FEMA’s flood maps changed so much?

How will these new flood maps affect my insurance?

I live in Cape Canaveral, and never had to have flood insurance before. Will I be required to have flood insurance if I live in the City of Cape Canaveral?

What factors go into determining flood insurance policy costs?

What do different letters mean in the various flood zones?

What is the City doing to help keep flood insurance rates as low as possible?

Other Flood Mitigation Steps

Floodwater Questionnaire

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